3 Easy Ways to Start a Rainy Day Fund | PCH.com

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3 Easy Ways to Start a Rainy Day Fund

August 2nd, 2013 Personal Finance

There's never a bad reason to start a rainy day fund, even if you don't have hundreds of dollars to put toward a savings account immediately. By creating a fund that you can go to in case of an emergency, you'll always have peace of mind. Additionally, this money can be put toward larger, more expensive purchases later down the line. However, not everyone finds it easy to pull money from their wallet and stash it in a piggy bank. If you've always found it challenging to save, here are some tips for you to get started on your rainy day fund.

1. Make it automatic
Bankrate recommended creating an automatic transaction schedule to put money from your checking account into your savings on a routine basis. Many banks now offer this as an option, and it can help you stay on top of your rainy day fund if you aren't good about remembering to deposit cash. This is also an ideal way to save money if you dread the physically taking money out of your wallet and putting it into a pot you can't see.

2. Use your talents
Do you enjoy making jewelry on your spare time? Do you love painting on your weekends? Use your hobbies and talents to make extra money. The United Way stated that this can help you put more cash toward your rainy day account while doing something you like. 

3. Sell your items
To jump start your rainy day fund, FOX Business recommended selling some items you don't need. This can give you cash to put into your account and motivate you to keep it growing. If you want to get creative, think about hosting a yard sale for your community to enjoy as well.