How to Save Money on a Cell Phone Plan |

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How to Save Money on a Cell Phone Plan

January 3rd, 2013 Personal Finance

If you're not pleased with the amount you're paying each month for cell phone service, it may be time to see if you can cut down costs on your next contract. It can be easy to overestimate how much you use your phone, and you may even find features that you don't need that can be weeded out. However, if you still aren't sure where you can cut back, take a few of these tips into consideration, courtesy of The Consumerist. You may find savings you didn't even know you had!

Just because you aren't related by blood doesn't mean you're ineligible for a family plan. If you and a friend or roommate are trying to bring down your monthly bills, this could be the way to go. The main drawback to this method is that one heavy user may quickly eat up your minutes or data, so be sure to hold each other accountable if you go down this route.

If you currently have an unlimited plan, ask yourself if you really need it. Take a good look at your average monthly use and see if there's a less expensive contract that will give you the minutes and data that you need.

On the other side of the token, the AARP recommends what's known as a postpaid plan. This essentially bundles everything you could need into one plan and according to the source is the most cost-effective way of doing so. The catch? You have to lock yourself into a two-year contract and can be hit with some pretty big fines if you try to cancel early. Only choose a postpaid contract if you're the most powerful of power users and expect to spend quite a bit of time on your phone.