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Tips for Saving Money

October 10th, 2011 Personal Finance

Despite your best intentions and carefully laid plans, sometimes it's hard to put aside money every month and save cash for later. Rather than stress over the fact that your funds aren't building, use some of these money-saving tips, inspired by

1. Consider switching to a bank that has fewer maintenance fees and a higher interest rate for your savings accounts.

2. Sign up for customer rewards programs whenever you can. Even if you don't frequent the store or restaurant a lot, you can still save money and get free goods eventually.

3. Watch less television. You won't be tempted to spend money on products you see advertised online and you'll save electricity.

4. Don't worry about shelling out tons of dough to entertain your children. If they're young, almost anything can be turned into a fun game.

5. Stick to a shopping list when you go to the grocery store to avoid buying things you don't really need.

6. When you cook, consider making a larger batch so you can freeze or save it for another night when you'd normally get take-out or fast food.

7. Install higher efficiency light bulbs in your home to cut down on your electric bill and always turn lights off when you're not in the room.

8. Clean your car's air filter, which can improve your gas mileage by 7 percent.

9. Cancel any unused memberships you may have, like to the gym or a country club.

10. When you're bored, don't use the mall as a form of entertainment. You'll end up buying items and products that you don't really need. Consider going outside, hanging out with friends or watching a movie at home instead.