Personal Finance


Top Fun Things To Do With Your Family

July 30th, 2014

With summer hitting its peak and July melting away into August, you may be on the lookout for fun things to do with your family. Rather than splurge and possibly break the bank on an expensive vacation, here are some affordable activities that should get the smiles rolling in.Start a garden Not only can this be a relaxing way to spend time together, planting a garden can...


Planning Ahead - Preparing for the Transition into Retirement

July 15th, 2014

No matter when you're planning to retire, it's never too early to start thinking ahead so you can live comfortably in your later years. Here are a few tips for being fiscally and mentally prepared to leave the workforce.Save now for later The only way to live independently without a job is to have the finances to sustain yourself. Start a retirement fund - if you...


Finding brand names for less

June 30th, 2014

Sometimes, part of fashion is the name on the tag. Brand names can be an indicator of quality as well as a testament that you have a distinguished style. Unfortunately, your desire for brand name clothing isn't always proportional to your bank account. Here are a few helpful tips for scoring brand name clothes that won't deflate your wallet.Internet You can find...


What's the Big Deal with Bitcoin?

May 16th, 2014

You've probably heard it being talked about among your friends or seen dozens of headlines about it, but at the end of day, what do you truly know about Bitcoin? The "newly-minted" currency has had the Web abuzz following its initial debut some years ago and its troubles during February 2014.But what's the deal with this revolutionary form of payment and why...


Simple Plans To Save Money Fast

May 1st, 2014

While spending money can be fun, coming up with a sound savings plan can be just as rewarding. A bigger purse for luxury purchases or emergencies can reduce stress and give you more financial leeway for essentials. But putting away a large chunk of your paycheck can be a difficult habit to form if you're accustomed to a certain lifestyle, so instead of quitting your big...


6 Responsible Ways To Spend A Tax Refund

April 12th, 2014

Once you've filed your taxes, there's nothing left to do but wait around for what will hopefully be a large return. While it can be exciting to get that check in the mail, you shouldn't run out and spend it all right away. It's important to remember that this isn't free money that came from nowhere: It's money that you earned and you should treat...


Stay Aware: How Thieves Can Use Your Bank Routing Numbers

March 22nd, 2014

In the digital age, credit card fraud has become the most notable form of identity theft. Experts on TV warn about the ease with which thieves and hackers can obtain your credit card numbers to make illicit purchases from around the globe. In reality, however, the issuers of credit cards will more often than not be on the hook for illegal purchases than the holders - as long...


Tips For Traveling Abroad For Cheap

November 27th, 2013

While an international venture is always a good time, traveling to experience other cultures can be quite pricey. Here are a few tips for saving money on your next expedition abroad. Accommodations One of the most expensive aspects of staying in a foreign country is finding a place to sleep. While hostels are undoubtedly cheaper than most hotels they can still...


How to Apply for A Patent

November 19th, 2013

If you have a million-dollar idea, the first step in turning it into a reality is to get a patent. These documents can be obtained from the United States Patent and Trademark Office (USPTO), but it's a good idea to take a few steps first.What a patent does A patent will protect your invention from being manufactured, imported or sold without your permission, often...


3 Easy Ways to Start a Rainy Day Fund

August 2nd, 2013

There's never a bad reason to start a rainy day fund, even if you don't have hundreds of dollars to put toward a savings account immediately. By creating a fund that you can go to in case of an emergency, you'll always have peace of mind. Additionally, this money can be put toward larger, more expensive purchases later down the line. However, not everyone finds it...