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If you've been trying to cut down on unnecessary spending lately, examining your food budget may be a good idea. You'd be surprised how much money you spend on your meals - this is especially true if you're going out for lunch every afternoon at work. Though five dollars here and there doesn't seem like much at the time, it starts to add up! You could be spending between 100...more
Is a close friend or family member about to tie the knot? If you're attending a wedding in the near future, you may be scratching your head trying to figure out what gift to buy the happy couple. Unfortunately, that present may put a rather large dent in your wallet, depending on where the bride and groom are registered. However, just because you don't have an overabundance of...more
It's no secret that the cost of a college education is rising each year. More parents and students are struggling to come up with the funds necessary to pay for higher education by turning to loans and scholarships for help. While these financial aid options are great, it's a good idea to start saving for college in advance so you don't have to worry about accumulating debt or...more
If you're not pleased with the amount you're paying each month for cell phone service, it may be time to see if you can cut down costs on your next contract. It can be easy to overestimate how much you use your phone, and you may even find features that you don't need that can be weeded out. However, if you still aren't sure where you can cut back, take a few of these tips...more
If you consider yourself tech-savvy, you may be aware of the fact that new electronics cost quite a pretty penny. Who knew living on the cutting edge could be so expensive? Unfortunately, as desirable as the newest and flashiest devices may be, the price tags are frequently enough to keep people away until they go on sale. However, Consumer Reports has provided a few...more
Saving money and maintaining an active social life can feel like polar opposites when Friday night rolls around. It can be difficult to say no when your friends are begging you to come out to the movies or have dinner with them. However, just because you're saving money doesn't mean you have to sacrifice time with your friends - it just takes a little bit of creative thinking...more
In tough economic times, you may find yourself in a situation where you need to give money to or receive money from a family member or friend. Despite your personal feelings toward each other, lending and borrowing funds is a serious transaction that shouldn't be handled lightly. To avoid ruining any relationships, here are some important tips to use next time you're thinking...more
Yard sales can be a great way to find unique items for dirt-cheap prices. When the warm weather rolls around, expect an influx of announcements in the local paper, online and posted around your neighborhood. If you'd like to join the ranks of yard sale hunters, it's a good idea to employ a few techniques to help ensure you're getting the best value. Here are some tips for...more
Though you may think of customer rewards programs as a waste of time, you might be surprised at the great deals you're able to find for just a minute or two of your time. If you shop online somewhat frequently, the savings can quickly add up. Generally, if you think there's a chance you'll return to a store, it may not hurt to sign up for a customer rewards program. Here's how...more
Are you looking to revamp your bathroom's aesthetic? Although you may feel that you simply don't have the budget to redecorate an entire room, there are plenty of simple projects that can have the space looking its best without costing you an arm and a leg. It just takes a little bit of creativity! Here are a few ideas from the DIY Network that can help get you in the proper...more